With over 20 years of business experience serving the public, I bring a client-first philosophy rooted in trust, transparency, and results. I hold a degree in Business Administration from Seneca College and a B.A. in Psychology from Queen’s University – an education that allows me to combine financial insight with a deep understanding of people’s goals and concerns. As a real estate investor in both residential and commercial properties and having personally navigated mortgages as both a salaried and self-employed borrower, I understand the process from every angle. My background as a business owner and real estate professional enables me to provide practical, strategic guidance – ensuring each client feels confident, informed, and fully supported from application to closing. I am here for all your mortgage needs in Ontario.